Payment Policy

Effective Date: January 9, 2025

At Parmashunie, we aim to make your shopping experience as smooth and secure as possible. This Payment Policy explains the accepted payment methods, billing information, and terms of payment when purchasing products from our website, https://parmashunie.com.

By placing an order with us, you agree to the terms outlined in this Payment Policy.

1. Accepted Payment Methods

We accept a variety of secure payment methods to ensure your convenience and safety when making purchases on our website:

    • Credit/Debit Cards: We accept major credit and debit cards, including:

      • Visa
      • MasterCard
      • American Express
      • Discover

    • PayPal: You can make payments through PayPal using your PayPal account or by linking your credit or debit card.

    • Other Payment Methods: We may offer other payment options in the future, such as Apple Pay or Google Pay, depending on your region.

Payments will be processed securely via trusted third-party payment gateways. Please note that your billing information will be encrypted for security purposes during the payment process.

2. Currency and Pricing

    • All prices on our website are listed in USD (United States Dollar), unless otherwise specified.
    • The total cost of your order will be calculated at checkout, including the price of products, applicable taxes, and any applicable shipping fees.

Note: If you are located outside the United States, please be aware that your bank or payment provider may charge you additional fees related to currency conversion or international processing.

3. Payment Authorization

Once your payment is processed, an order confirmation will be sent to the email address provided during checkout. This serves as acknowledgment that we have received your payment. However, an order confirmation does not indicate acceptance of your order. We reserve the right to reject or cancel any order for any reason, including but not limited to:

    • Errors in pricing or product descriptions
    • Suspicion of fraudulent or unauthorized activity
    • Payment processing failures

In the event your order is canceled or rejected, you will receive a full refund to your original payment method.

4. Payment Security

We take payment security very seriously and utilize secure payment processing methods to protect your personal and financial information. All transactions on our website are encrypted using SSL (Secure Socket Layer) technology, ensuring your data is protected from unauthorized access.

By using our website, you confirm that you have provided accurate and complete payment information, and you authorize us to charge your payment method for the total purchase price of the items in your order.

5. Payment Verification

In some cases, we may need to verify your payment information before processing your order. This may include additional checks for billing address verification or fraud prevention. We may contact you directly for any further information required to complete your order.

We appreciate your understanding and cooperation in helping us ensure the security of your transactions.

6. Billing Information

You agree to provide accurate and complete billing information when placing an order. This includes your name, address, email, and phone number. By submitting an order, you authorize Parmashunie to charge the payment method you have provided for the total order amount.

If any billing issues arise, such as incorrect or insufficient information, we may contact you to resolve the issue before proceeding with shipment.

7. Payment Issues and Failed Transactions

If a payment is declined or fails for any reason, we will notify you immediately and request that you provide an alternate payment method. You will have the option to correct the issue and reattempt the payment.

If the issue cannot be resolved, the order will be canceled and will not be processed.

8. Refunds

Refunds for canceled orders, returns, or exchanges will be processed according to our Refund and Returns Policy. Refunds will be credited to your original payment method. The processing time for refunds may vary based on the payment provider, and can take anywhere from 3 to 7 business days to appear in your account.

9. Taxes

Sales tax will be applied to your order where applicable. The applicable tax rate is based on the shipping address you provide at checkout. If you are located in a tax-exempt jurisdiction, please contact our customer support team to arrange for the exemption to be applied to your order.

10. Payment Disputes

If you have any concerns or disputes regarding your payment, please contact us at info@parmashunie.com. We will work with you to resolve any issues in a timely and fair manner. However, we ask that you resolve any disputes through our customer support channels before initiating chargebacks or disputes through your payment provider.

11. Final Notes

    • All payments must be made in USD unless otherwise indicated.
    • By using our website, you acknowledge and accept that payment terms and conditions are subject to change. We will notify you of any significant changes to our Payment Policy by updating this page.
    • Any changes to payment options or processing methods will be reflected on our website and may require you to update your payment preferences.

For further questions or assistance with payment, please do not hesitate to contact us:

    • Email: info@parmashunie.com
    • Phone: +1 (307) 621-0431
    • Address: 4599 Thorn Street, Garden Grove, California, United States

Thank you for shopping with Parmashunie! We value your business and strive to provide a seamless and secure shopping experience.